BMO TAX-FREE SAVINGS ACCOUNT TRUST AGREEMENTTrust Agreement • November 7th, 2008
Contract Type FiledNovember 7th, 2008BMO Trust Company (the Trustee) will act as trustee of an arrangement for a BMO tax-free savings account (TFSA), as defined under the Income Tax Act (Canada) (the Act), with the applicant named in the attached application or, at or after the death of the applicant, with the spouse or common-law partner who is the applicant’s survivor designated in accordance with the first paragraph of section 13. The applicant and, after the applicant’s death, the survivor is known as the Accountholder. This arrangement for a TFSA is known as the Account. The Account is governed by the terms and conditions of this Trust Agreement, the attached application and applicable law including, without limitation, the Act.