Common Contracts

Fixed to Floating Rate Capital Securities BB&T Capital Trust IV Guaranteed to the extent set forth in the Guarantee Agreement by BB&T Corporation Underwriting Agreement

Bb&t Corp • June 12th, 2007 • National commercial banks • New York

• Company
  Bb&t Corp
• Filed
  June 12th, 2007
• Industry
  National commercial banks
• Jurisdiction
  New York

To the Representatives named in Schedule I hereto of the Underwriters named in Schedule II hereto Ladies and Gentlemen:

BB&T Capital Trust II Guaranteed to the extent set forth in the Guarantee Agreement by BB&T Corporation Underwriting Agreement

Bb&t Corp • June 1st, 2006 • National commercial banks • New York

• Company
  Bb&t Corp
• Filed
  June 1st, 2006
• Industry
  National commercial banks
• Jurisdiction
  New York

BB&T Capital Trust II (the “Trust”), a statutory trust created under the Statutory Trust Act (the “Delaware Act”) of the State of Delaware (Chapter 38, Part V, Title 12 of the Delaware Code, 12 Del. C. Sections 3801 et seq.), and BB&T Corporation, a North Carolina corporation (the “Company” and, together with the Trust, the “Offerors”), confirm their agreement (the “Agreement”) with the Representatives named in Schedule I hereto and each of the other Underwriters named in Schedule II hereto (collectively, including the Representatives, the “Underwriters”), with respect to the issue and sale by the Trust and the purchase by the Underwriters, acting severally and not jointly, of the respective number set forth opposite their names in Schedule II of the 6.75% Capital Securities (liquidation amount of $1,000 per security and $600,000,000 aggregate) of the Trust (the “Capital Securities”). The terms of the Capital Securities are specified in the final term sheet attached as Schedule III her