Common Contracts
1 similar Cit Bank Agreement for Personal Accounts contracts
CIT Bank Agreement for Personal AccountsCit Bank Agreement for Personal Accounts • December 3rd, 2023
WELCOME TO CIT BANK, a division of First-Citizens Bank & Trust Company 7 Banking with CIT Bank 7 Ways to Access Your Account 7 YOUR AGREEMENT WITH US 7 Our Agreement 7 Dispute Resolution / Arbitration Agreement 7 Amendments and Changes in Account Terms 7 FDIC Insurance 8 Consent to Receive Telephone Calls / Text and SMS Messages 8 INFORMATION ABOUT YOU AND YOUR ACCOUNTS WITH US 8 Customer Identification Program 8 Credit Verification 8 Telephone and E-Mail Monitoring 9 ACCOUNT OWNERSHIP 9 Personal Accounts in General 9 Ownership Types 9 Some General Information 9 Transfer / Assignment 10 GENERAL INFORMATION ABOUT TYPES OF ACCOUNTS 10 Checking, Savings and Money Market Products Offered 10 Certificate of Deposit Products Offered 10 PAYMENT OF OVERDRAFTS 10 Maintaining an Available Balance 10 Payments of Overdrafts 10 No Overdraft Fees 10 Overdraft Protection 10 ABOUT OUR POSTING ORDER 11 General Posting Order 11 Credit and Debit Categories for Posting 11 Determination of Posting Order 11
