CONSUMER ACCOUNTS ONLY! ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSUREElectronic Fund Transfer Agreement • January 17th, 2012
Contract Type FiledJanuary 17th, 2012For purposes of this disclosure and agreement the terms “we”, “us” and “our” refer to the Farmers-Merchants Bank & Trust Company. The terms “you” and “your” refer to the recipient of this disclosure and agreement.