Common Contracts
1 similar Commercial Banking Terms and Conditions contracts
Commercial Banking Terms and ConditionsCommercial Banking Terms and Conditions • January 30th, 2020
Definitions 4 Section 1. Agreement Overview 5 1.1. About us 5 1.2. Our commercial banking service 5 1.3. Purpose and availability of these Terms 5 1.4. The Agreement between you and us 5 1.5. Effective Date 5 1.6. Corporate and Non-Corporate Clients 5 1.7. Fees and charges 5 1.8. Changes 5 1.9. Cancellation rights 5 Section 2. Account Information 5 2.1. Opening an Account and Authorised Persons 5 2.2. Payments into your Account 6 2.3. Payments out of your Account 6 2.4. Limits 7 2.5. Payment Instructions 7 2.6. Payment timescales 8 2.7. Statements and other communications 8 2.8. Overdrafts 8 2.9. Interest on credit balances 8 2.10. Minimum balances 8 2.11. Variation to interest rates 9 2.12. Instant Access Deposit Accounts 9 2.13. Fixed Term Deposit Accounts 9 2.14. Notice Accounts 9 2.15. Currency Accounts 9 2.16. Client Accounts 10 Section 3. Card information 10 3.1. Cards 10 3.2. Liability in respect of Cards 10 3.3. Protection of Cards 11 3.4. Blocking or stopping a Card 11 3.5.
