Common Contracts

Contract

May 5th, 2020

• Filed
  May 5th, 2020

<DOCUMENT> <TYPE>EX-10.5 <SEQUENCE>9 <FILENAME>a2117909zex-10_5.txt <DESCRIPTION>EXHIBIT 10.5 <TEXT> <Page> EXHIBIT 10.5 CONFIDENTIAL MATERIALS OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. ASTERISKS DENOTE OMISSIONS. SECOND AMENDMENT TO PROGRAM AGREEMENTS (BAGEL) This Second Amendment to Program Agreements ("Second Amendment") amends the Program Agreements, as defined below, entered into by and among Bank of America, National Association ("Program Lender"), The First Marblehead Corporation ("FMC") The Education Resources Institute, Inc. ("TERI"), and State Street Bank and Trust Company ("State Street"). This Second Amendment is dated as of January 10, 2003, and is effective as of the Crossover Date, as that term is defined in Section I below. DEFINITIONS "Bank of America TERI Programs" means the Bank of America TERI Alternative Loan Program (ALP) and the Bank of America TERI Professional Education Program (PEP) guaranteed under the Existing Core Guaranty Ag