AMENDED AND RESTATED THREE-YEAR CREDIT AGREEMENT dated as of October 15, 2019 among AMERICAN EXPRESS CREDIT CORPORATION, as Borrower, WELLS FARGO BANK, NATIONAL ASSOCIATION, as Administrative Agent, CITIBANK, N.A., and DEUTSCHE BANK SECURITIES INC.,...Three-Year Credit Agreement • May 8th, 2020 • American Express Credit Corp • Short-term business credit institutions • New York
Page SECTION 4.5. Litigation; Defaults 28 SECTION 4.6. Taxes 28 SECTION 4.7. Patents, Trademarks, etc 28 SECTION 4.8. Compliance with ERISA 29 SECTION 4.9. Investment Company Act 29 SECTION 4.10. Compliance with Laws 29 SECTION 4.11. Full Disclosure 29 SECTION 4.12. Use of Proceeds/Margin Regulations 29 SECTION 4.13. Anti-Corruption Laws and Sanctions 30 SECTION 4.14. Financial Institutions 30 ARTICLE 5 COVENANTS 30 SECTION 5.1. Information 30 SECTION 5.2. Corporate Existence; Maintenance of Properties; Insurance; Payment of Taxes; Compliance 31 SECTION 5.3. Negative Pledge 32 SECTION 5.4. Consolidations, Mergers, etc 34 SECTION 5.5. Sale of Assets 34 SECTION 5.6. Compliance with Laws 35 SECTION 5.7. Financial Covenant 35 SECTION 5.8. Use of Proceeds 35 ARTICLE 6 DEFAULTS 35 SECTION 6.1. Events of Default 35 SECTION 6.2. Notice of Default 37 ARTICLE 7 THE ADMINISTRATIVE AGENT 37 SECTION 7.1. Appointment and Authorization 37 SECTION 7.2. Administrative Agent and Affiliates 37 SECTION 7.
