CREDIT AGREEMENTdated as of May 5, 2021amongCITIZENS, INC., as Borrower,THE SUBSIDIARIES OF THE BORROWER IDENTIFIED HEREIN, as Guarantors,andREGIONS BANKCredit Agreement • August 4th, 2021 • Citizens, Inc. • Life insurance • New York
This CREDIT AGREEMENT (as amended, restated, amended and restated, supplemented, increased, extended, refinanced, renewed, replaced, and/or otherwise modified in writing from time to time, this “Agreement”) dated as of May 5, 2021 (the “Closing Date”) is entered into by and among CITIZENS, INC., a Colorado corporation (the “Borrower”), the Guarantors (defined herein) and Regions Bank (the “Lender”).
PLEDGE AND SECURITY AGREEMENTPledge and Security Agreement • August 4th, 2021 • Citizens, Inc. • Life insurance • New York
THIS PLEDGE AND SECURITY AGREEMENT (this “Agreement”) is entered into as of May 5, 2021 among the parties identified as “Obligors” on the signature pages hereto and such other parties that may become Obligors hereunder after the date hereof (each individually an “Obligor” and collectively the “Obligors”), and REGIONS BANK, in its capacity as lender (in such capacity, the “Lender”).
SEPARATION AND RELEASE AGREEMENTSeparation and Release Agreement • August 4th, 2021 • Citizens, Inc. • Life insurance • Texas
This Separation and Release Agreement (“Agreement”) is made between James A. Eliasberg (“Employee”) and Citizens, Inc. (“Citizens”).
