0000038723-11-000052 Sample Contracts

Contract
1st FRANKLIN FINANCIAL CORP • June 7th, 2011 • Personal credit institutions

SENIOR DEMAND NOTE No. _____________ TOCCOA, GEORGIA___________________ On Demand, for value received, 1st FRANKLIN FINANCIAL CORPORATION promises to pay ___________________________________________________________________________________ ___________________________________________________________________________________ at the home office of 1st Franklin Financial Corporation, 135 East Tugalo Street, Toccoa, Georgia, the principal amount of this Note, as represented from time to time on the books and records of 1st Franklin Financial Corporation, and to pay interest thereon at the applicable rate, compounded daily. 1st Franklin Financial Corporation can call this Note for redemption at any time without penalty. This Note is nonnegotiable and is transferable only on the books of 1st Franklin Financial Corporation. by:_____________________________________ by:______________________________________ Chairman and Chief Executive Officer Assistant Treasurer THESE SECURITIES HAVE NOT BEEN

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