AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT Dated as of May 20, 2015 amongRevolving Credit Agreement • September 8th, 2015 • Gap Inc • Retail-family clothing stores • New York
referred to herein collectively as [the][an] “Assigned Interest”). Each such sale and assignment is without recourse to [the][any] Assignor and, except as expressly provided in this Assignment and Acceptance, without representation or warranty by [the][any] Assignor.
EXPLANATORY NOTEConsumer Credit Card Program Agreement • September 8th, 2015 • Gap Inc • Retail-family clothing stores • Utah
This Second Amendment to the Amended and Restated Consumer Credit Card Program Agreement, dated as of May 20, 2015 (the “Amendment”) amends that certain Amended and Restated Consumer Credit Card Program Agreement dated as of February 28, 2014 (as amended, modified and supplemented from time to time, the “Agreement”) by and among Synchrony Bank (f/k/a GE Capital Retail Bank), a federal savings bank (“Bank”), Synchrony Financial, a Delaware corporation (“Bank Parent”), The Gap, Inc., a Delaware corporation (“The Gap, Inc.”), Gap (Puerto Rico), Inc., a Puerto Rico corporation, GPS Consumer Direct, Inc., a California corporation, Gap (Apparel), LLC, a California limited liability company, and Gap (ITM) Inc., a California corporation (jointly and severally, the “Retailers”). Capitalized terms used herein and not otherwise defined have the meaning given in the Agreement.
