BANK OF OKLAHOMA N.A. Jane P. Faulkenberry Senior Vice President Bank of Oklahoma Tower 918-588-6272 P 0. Box 2300 FAX: 918-280-3368 Tulsa, Oklahoma 74192 Jfaulkenberry@bokf.com January 1, 2004 Ms. Debra Roe Chief Financial Officer The Monarch Cement...Second Amendment to Agreement • March 15th, 2004 • Monarch Cement Co • Concrete, gypsum & plaster products
