0000070858-12-000155 Sample Contracts

SETTLEMENT AGREEMENT
Settlement Agreement • February 23rd, 2012 • Bank of America Corp /De/ • National commercial banks

This Settlement Agreement (the “Agreement”) is dated as of December 31, 2010 (the “Closing Date”), by and between (i) Federal Home Loan Mortgage Corporation (“Freddie Mac”), (ii) Bank of America, National Association (“BANA”), (iii) BAC Home Loans Servicing, L.P. (“Servicing LP”), and (iv) Countrywide Home Loans, Inc., (“Countrywide”) (the foregoing are hereinafter referred to individually as a “Party”, and collectively as the “Parties”).

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This document contains your Award Agreement under the Bank of America Corporation 2003 Key Associate Stock Plan. What you need to do
Restricted Stock Units Award Agreement • February 23rd, 2012 • Bank of America Corp /De/ • National commercial banks
RESOLUTION Agreement with Respect to Certain Repurchase AND MAKE-WHOLE Obligations AND CLAIMS
Resolution Agreement • February 23rd, 2012 • Bank of America Corp /De/ • National commercial banks • New York

This RESOLUTION AGREEMENT WITH RESPECT TO CERTAIN REPURCHASE AND MAKE-WHOLE OBLIGATIONS AND CLAIMS (this “Agreement “) is made and effective as of December 31, 2010, by and among FANNIE MAE, a corporation organized under the laws of the United States (“Fannie Mae”), and BANK OF AMERICA, N.A., a national banking association (“BANA”), BAC HOME LOANS SERVICING LP, a Texas limited partnership (“Servicing LP”), and COUNTRYWIDE HOME LOANS, INC., a California corporation (“CHL,” and, together with BANA and Servicing LP, each a “Lender” and collectively, “Lenders”).

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