EXHIBIT (10-3)PROCTER & GAMBLE Co • August 7th, 2018 • Soap, detergents, cleang preparations, perfumes, cosmetics
Company FiledAugust 7th, 2018 IndustryThis memorandum dated as of December 30, 1997, reflects the understanding and agreement between The Procter & Gamble Company as policyholder (“Policyholder/P&G”) of a Flexible Premium Group Variable Life Insurance Policy (the “Policy”) and Metropolitan Life Insurance Company (“Carrier/Metropolitan”).