0000103007-05-000029 Sample Contracts

PARTICIPATION AGREEMENT Among ING LIFE INSURANCE AND ANNUITY COMPANY, RELIASTAR LIFE INSURANCE COMPANY, PIMCO Variable Insurance Trust, and PA DISTRIBUTORS LLC
Participation Agreement • February 11th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co • Connecticut

ING Life Insurance and Annuity Company, ReliaStar Life Insurance Company (together with ING Life Insurance and Annuity Company, "ING"), PIMCO Variable Insurance Trust (the "Fund") and PA Distributors LLC (the "Underwriter") hereby agree to an arrangement (the "Agreement") whereby the Fund shall be made available to serve as underlying investment media for Variable Annuity or Variable Life Contracts ("Contracts") to be issued by ING.

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FUND PARTICIPATION AGREEMENT between WANGER ADVISORS TRUST, COLUMBIA WANGER ASSET MANAGEMENT, LP, ING LIFE INSURANCE AND ANNUITY COMPANY, and RELIASTAR LIFE INSURANCE COMPANY
Fund Participation Agreement • February 11th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co • Connecticut

ING Life Insurance and Annuity Company ("ING"), ReliaStar Life Insurance Company (ReliaStar) (collectively the "Company"), Wanger Advisors Trust (the "Fund") and Columbia Wanger Asset Management, LP (the "Adviser") hereby agree to an arrangement whereby the Fund shall be made available to serve as underlying investment media for Variable Annuity or Variable Life Contracts ("Contracts") to be issued by the Company.

SUPPLEMENT TO SELLING AND SERVICES AGREEMENT AND FUND PARTICIPATION AGREEMENT
Supplement to Selling and Services Agreement and Fund Participation Agreement • February 11th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

This Supplement to the Selling and Services Agreement and Fund Participation Agreement entered into this 7th day of May, 2004, by and among ING Life Insurance and Annuity Company ("ING Life"), ING Insurance Company of America ("IICA") (together with ING Life, "ING Insurer"), ING Financial Advisers, LLC ("ING Financial") (together with ING Insurer, "ING"), and Hibernia National Bank, by and through its separately identifiable department or division, Hibernia Asset Management ("HAM"), the registered investment adviser to the Hibernia Funds (the "Funds"), supplements that certain Selling and Services Agreement and Fund Participation Agreement by and between ING and Edgewood Services, Inc., the distributor of the Funds (the "Agreement"). ING and HAM hereby agree as follows:

SELLING AND SERVICES AGREEMENT AND FUND PARTICIPATION AGREEMENT
Selling and Services Agreement and Fund Participation Agreement • February 11th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co • New York

THIS AGREEMENT, made and entered into as of this 7th day of May, 2004 by and among ING Life Insurance and Annuity Company ("ING Life"), ING Insurance Company of America ("IICA") (together with ING Life, "ING Insurer"), ING Financial Advisers, LLC ("ING Financial") (together with ING Insurer, "ING"), and Edgewood Services, Inc. ("Distributor"), acting as agent for these registered open-end management investment companies identified on Exhibit A hereto, whose shares are underwritten by Distributor (each a "Fund" or collectively the "Funds").

PIMCO VARIABLE INSURANCE TRUST SERVICES AGREEMENT
Services Agreement • February 11th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co • California

This Agreement is made as of May 1, 2004 between PIMCO Variable Insurance Trust (the "Trust") and ING Life Insurance and Annuity Company, and ReliaStar Life Insurance Company (together with ING Life Insurance and Annuity Company, "Authorized Firm").

SERVICES AGREEMENT
Services Agreement • February 11th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

The terms and conditions of this Services Agreement between Pacific Investment Management Company LLC ("PIMCO") and ING Life Insurance and Annuity Company, and ReliaStar Life Insurance Company (together with ING Life Insurance and Annuity Company, "Company") are effective as of May 1, 2004.

SERVICE AGREEMENT WITH INVESTMENT ADVISER
Service Agreement • February 11th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

AGREEMENT, effective as of May 1, 2004 between Columbia Wanger Asset Management, LP (the ""Adviser""), a Delaware corporation, ING Life Insurance and Annuity Company (""ING Life""), a Connecticut company, ING Insurance Company of America (""IICA""), a Florida company, and ReliaStar Life Insurance Company (""ReliaStar""), a Minnesota company, (together with ING Life and IICA, ""ING""), for the provision of described administrative services by ING in connection with the sale of shares of the Wanger Advisors Trust (the ""Fund"") as described in the Fund Participation Agreement dated May 1, 2004 between ING, the Fund and the Adviser (the ""Fund Participation Agreement"").

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