0000103007-05-000059 Sample Contracts

PARTICIPATION AGREEMENT Among VANGUARD VARIABLE INSURANCE FUND and THE VANGUARD GROUP, INC. and VANGUARD MARKETING CORPORATION and ING LIFE INSURANCE AND ANNUITY COMPANY
Participation Agreement • February 14th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co • Connecticut

THIS AGREEMENT, made and entered into as of the 30th day of March, 2004, by and among VANGUARD VARIABLE INSURANCE FUND (hereinafter the "Fund"), a Delaware business trust, THE VANGUARD GROUP, INC. (hereinafter the "Sponsor"), a Pennsylvania corporation, VANGUARD MARKETING CORPORATION (hereinafter the "Distributor"), a Delaware corporation, and ING LIFE INSURANCE AND ANNUITY COMPANY (hereinafter the "Company"), a Connecticut corporation, on its own behalf and on behalf of each segregated asset account of the Company named in Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the "Account").

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EX 99-B.8.72 Form of FUND PARTICIPATION AGREEMENT between FUND and ING LIFE INSURANCE AND ANNUITY COMPANY
Fund Participation Agreement • February 14th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co • Connecticut

ING Life Insurance and Annuity Company ("ING Life"), ____________________ (the "Fund") and ___________________ (the "Distributor") hereby agree to an arrangement whereby the Fund shall be made available to serve as underlying investment media for Variable Annuity Contracts ("Contracts") to be issued by ING Life.

PARTICIPATION AGREEMENT
Participation Agreement • February 14th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co • Massachusetts

THIS AGREEMENT, made and entered into this fifteenth day of September, 2000, by and between MFS FUND DISTRIBUTORS, INC., a Delaware corporation ("MFS"), and AETNA LIFE INSURANCE AND ANNUITY COMPANY, a Connecticut corporation (the "Company"), on its own behalf and on behalf of each of the segregated asset accounts of the Company set forth in Schedule A hereto, as may be amended from time to time (the "Account" or the "Accounts");

FORM OF AGREEMENT ING Life Insurance and Annuity Company ING Insurance Company of America Hartford, CT 06156-3124
Form of Agreement • February 14th, 2005 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

Effective May 1, 2004, this Amendment is made to the Master Shareholder Services Agreement dated August 28, 2000, as amended November 13, 2000 and February 1, 2002 ("Agreement"), between ING LIFE INSURANCE AND ANNUITY COMPANY (formerly Aetna Life Insurance and Annuity Company) ("ILIAC," also referred to as "you"), FRANKLIN TEMPLETON DISTRIBUTORS, INC. ("Distributors") and FRANKLIN TEMPLETON INVESTOR SERVICES, LLC ("Transfer Agent," together, Distributors and Transfer Agent shall be referred to as "we" or "us").

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