0000103007-12-000018 Sample Contracts

Contract
Participation Agreement for Retail Mutual Funds • April 3rd, 2012 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

This Third Amendment (this "Amendment") to the Participation Agreement for Retail Mutual Funds ("Amendment") is entered into as of January 1, 2012 by and among ING Life Insurance and Annuity Company (f/k/a Aetna Life Insurance and Annuity Company) ("ILIAC"), ReliaStar Life Insurance Company, ("RLIC"), ReliaStar Life Insurance Company of New York ("RLIC NY") (collectively, the "Insurer" and separately "ILIAC", "RLIC", "RLIC NY") and Invesco Distributors, Inc. (f/k/a AIM Distributors, Inc. and Invesco Aim Distributors, Inc.) (the "Underwriter").

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Contract
Selling and Services Agreement • April 3rd, 2012 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

This Third Amendment dated as of July 8, 2011 by and between ING Life Insurance and Annuity Company ("ING Life"), ING Institutional Plan Services, LLP ("ING Institutional"), ING Financial Advisers, LLC ("ING Financial")(collectively "ING"), and Fred Alger & Company, Incorporated ("Distributor"), is made to the Amended and Restated Selling and Services Agreement and Fund Participation Agreement dated as of May 1, 2008, as amended February 5, 2009 and October 1, 2009 (the "Agreement"). Terms defined in the Agreement are used herein as therein defined.

Contract
Participation Agreement • April 3rd, 2012 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

Franklin Templeton Variable Insurance Products Trust (the "Trust"), Franklin/Templeton Distributors, Inc. (the "Underwriter," and together with the Trust, "we" or "us"), ING Life Insurance and Annuity Company, ING USA Annuity and Life Insurance Company, ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York (together the "Company" or "you"), and Directed Services, LLC, your distributor, on your behalf and on behalf of certain Accounts, have previously entered into an Amended and Restated Participation Agreement dated December 30, 2005, and subsequently amended June 5, 2007 (the "Agreement"). The parties now desire to amend the Agreement by this amendment (the "Amendment").

NOVATION AGREEMENT
Novation Agreement • April 3rd, 2012 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

THIS NOVATION AGREEMENT (this "Agreement"), dated as of the Effective Time (as defined herein), by and among American Century Investment Services, Inc" the distributor ("Distributor") of the American Century family of mutual funds (the "Funds"), American Century Services, LLC, the transfer agent ("Transfer Agent") of the Funds, and ING Life Insurance and Annuity Company ("Company").

Contract
Participation Agreement for Retail Mutual Funds • April 3rd, 2012 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

This Second Amendment (“Amendment”) to the Participation Agreement for Retail Mutual Funds (the “Agreement”) is entered into as of March 31, 2011 by and among ING Life Insurance and Annuity Company (f/k/a Aetna Life Insurance and Annuity Company) (“ILIAC”), ReliaStar Life Insurance Company, (“RLIC”), ReliaStar Life Insurance Company of New York (“RLIC NY”) (collectively, the “Insurer” and separately “ILIAC”, “RLIC”, “RLIC NY”) and Invesco Distributors, Inc. (f/k/a A I M Distributors, Inc.) (the “Underwriter”).

Contract
Administrative Services Agreement • April 3rd, 2012 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

THIS AMENDMENT, is made by and among Franklin Templeton Services, LLC (the "Fund Administrator"), and ING Life Insurance and Annuity Company, ING USA Annuity and Life Insurance Company and ReliaStar Life Insurance Company (each of which is referred to as the "Company").

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