0000103007-17-000083 Sample Contracts

FIFTH AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • October 13th, 2017 • VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co

THIS FIFTH AMENDMENT TO FUND PARTICIPATION AGREEMENT (“Amendment”) dated this 1st day of April, 2017, is by and among VOYA RETIREMENT INSURANCE and ANNUITY COMPANY (formerly known as ING Life Insurance and Annuity Company) (the “Company”) and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor”) and AMERICAN CENTURY SERVICES, LLC (“Transfer Agent”) of the Funds. Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

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FOURTH AMENDMENT TO SELLING AND SERVICES AGREEMENT AND FUND PARTICIPATION AGREEMENT
Selling And • October 13th, 2017 • VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co

This Amendment to the Selling and Services Agreement and Fund Participation Agreement (“Amendment”) is effective as of date set forth below by and among Voya Retirement Insurance and Annuity Company (formerly ING Life Insurance and Annuity Company) (“Voya Retirement”), Voya Institutional Plan Services, LLC (formerly ING Institutional Plan Services, LLC) (“Voya Institutional”), Voya Financial Partners, LLC (formerly ING Financial Advisers, LLC) (“Voya Financial”) (collectively, “Voya”), American Beacon Advisors, Inc. (“AmBeacon”), acting solely on behalf of its American Beacon Funds (the “Trust”) series listed on Schedule A hereto, separately and not jointly (each a “Fund” or collectively the “Funds”), and Foreside Fund Services, LLC (“Distributor”), principal underwriter for the Funds.

Seventh Amendment to the Fund Participation Agreement
Fund Participation Agreement • October 13th, 2017 • VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co

This Seventh Amendment, dated as of April 1, 2017, by and between Voya Retirement Insurance and Annuity Company (formerly ING Life Insurance and Annuity Company, and before that Aetna Life Insurance and Annuity Company) (“VRIAC”), ReliaStar Life Insurance and Annuity Company (“ReliaStar”), and ReliaStar Life Insurance Company of New York (“ReliaStar New York”) (collectively the “Company”), Pioneer Investment Management, Inc. (as assignee from Pioneer Investment Management Shareholder Services, Inc. (“PIMSS,” formerly Pioneering Services Corporation)) (the “Adviser”) and Pioneer Funds Distributor, Inc. (“Distributor”), is made to the Fund Participation Agreement, dated as of September 21, 2000, as amended by Amendment No. 1 (effective August 5, 2003), Amendment No. 2 (effective March 1, 2003), Amendment No. 3 (effective May 1, 2004), Amendment No. 4 (effective March 1, 2008), Amendment No. 5 (effective September 17, 2010), and Amendment No. 6 (effective March 1, 2013). Unless otherwise

FIFTH AMENDMENT TO SELLING AND SERVICES AGREEMENT AND FUND PARTICIPATION AGREEMENT
Selling And • October 13th, 2017 • VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co

This Amendment to the Selling and Services Agreement and Fund Participation Agreement (“Amendment”) is effective as of date set forth below by and among Voya Retirement Insurance and Annuity Company (formerly ING Life Insurance and Annuity Company) (“Voya Retirement”), Voya Institutional Plan Services, LLC (formerly ING Institutional Plan Services, LLC) (“Voya Institutional”), Voya Financial Partners, LLC (formerly ING Financial Advisers, LLC) (“Voya Financial”) (collectively, “Voya”), American Beacon Advisors, Inc. (“AmBeacon”), acting solely on behalf of its American Beacon Funds (the “Trust”) series listed on Schedule A thereto, separately and not jointly (each a “Fund” or collectively the “Funds”), and Foreside Fund Services, LLC (“Distributor”), principal underwriter for the Funds.

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