ContractEndorsement • March 29th, 2001 • Golden American Life Insurance Co /Ny/
Exhibit 4(n) GOLDEN AMERICAN GUARANTEED DEATH BENEFIT LIFE INSURANCE COMPANY AND TRANSFER ENDORSEMENT Golden American is a stock company domiciled in Delaware. -------------------------------------------------------------------------------- On the Endorsement Effective Date, the provisions of the Contract to which this endorsement is attached are amended as follows. If no Endorsement Effective Date is shown, the Endorsement Effective Date is the same as the Contract Date. Where used in this Endorsement, the term Contract shall include any Certificate to which this Endorsement is attached. Where the provisions of this Endorsement conflict with the provisions of the Contract as of the Endorsement Effective Date, the provisions of this Endorsement will control. DEATH BENEFIT ------------- The Death Benefit is the greatest of (i), (ii), (iii) and (iv) below, where: (i) is the Accumulation Value less any Credits applied within [12] months of the date of death; (ii) is the Guaranteed Death B
ContractEndorsement • March 29th, 2001 • Golden American Life Insurance Co /Ny/
Exhibit 4(o) GOLDEN AMERICAN GUARANTEED DEATH BENEFIT LIFE INSURANCE COMPANY AND TRANSFER ENDORSEMENT Golden American is a stock company domiciled in Delaware. -------------------------------------------------------------------------------- On the Endorsement Effective Date, the provisions of the Contract to which this endorsement is attached are amended as follows. If no Endorsement Effective Date is shown, the Endorsement Effective Date is the same as the Contract Date. Where used in this Endorsement, the term Contract shall include any Certificate to which this Endorsement is attached. Where the provisions of this Endorsement conflict with the provisions of the Contract as of the Endorsement Effective Date, the provisions of this Endorsement will control. DEATH BENEFIT ------------- The Death Benefit is the greatest of (i), (ii) and (iii) below, where: (i) is the Accumulation Value less any Credits applied within [12] months of the date of death; (ii) is the Guaranteed Death Benefit
ContractEndorsement • March 29th, 2001 • Golden American Life Insurance Co /Ny/
Exhibit 4(p) GOLDEN AMERICAN GUARANTEED DEATH BENEFIT LIFE INSURANCE COMPANY AND TRANSFER ENDORSEMENT Golden American is a stock company domiciled in Delaware. -------------------------------------------------------------------------------- On the Endorsement Effective Date, the provisions of the Contract to which this endorsement is attached are amended as follows. If no Endorsement Effective Date is shown, the Endorsement Effective Date is the same as the Contract Date. Where used in this Endorsement, the term Contract shall include any Certificate to which this Endorsement is attached. Where the provisions of this Endorsement conflict with the provisions of the Contract as of the Endorsement Effective Date, the provisions of this Endorsement will control. DEATH BENEFIT ------------- The Death Benefit is the greatest of (i), (ii), (iii), (iv) and (v) below, where: (i) is the Accumulation Value less any Credits applied within [12] months of the date of death; (ii) is the lesser of (a)
ContractEndorsement • March 29th, 2001 • Golden American Life Insurance Co /Ny/
Exhibit 4(q) GOLDEN AMERICAN GUARANTEED DEATH BENEFIT LIFE INSURANCE COMPANY AND TRANSFER ENDORSEMENT Golden American is a stock company domiciled in Delaware. -------------------------------------------------------------------------------- On the Endorsement Effective Date, the provisions of the Contract to which this endorsement is attached are amended as follows. If no Endorsement Effective Date is shown, the Endorsement Effective Date is the same as the Contract Date. Where used in this Endorsement, the term Contract shall include any Certificate to which this Endorsement is attached. Where the provisions of this Endorsement conflict with the provisions of the Contract as of the Endorsement Effective Date, the provisions of this Endorsement will control. DEATH BENEFIT ------------- The Death Benefit is the greatest of (i) and (ii) below, where: (i) is the Accumulation Value less any Credits applied within [12] months of the date of death; and (ii) is the Cash Surrender Value; DEDUC
ContractAutomatic Reinsurance Agreement • March 29th, 2001 • Golden American Life Insurance Co /Ny/
Exhibit 10(q) AUTOMATIC REINSURANCE AGREEMENT Between GOLDEN AMERICAN LIFE INSURANCE COMPANY a Delaware Corporation (referred to as the Reinsured) and SECURITY LIFE OF DENVER INTERNATIONAL LIMITED of Hamilton, Bermuda (referred to as the Reinsurer) EFFECTIVE JANUARY 1, 2000. 55 TABLE OF CONTENTS ARTICLE PAGE No. 1. Definitions .............................................................1 2. Parties to Agreement ....................................................2 3. Indemnification and Terms of Reinsurance ................................2 4. Reinsurance Premiums ....................................................2 5. Accounting and Reporting ................................................2 6. Claims ..................................................................3 7. Term of this Agreement and Recapture ....................................3 8. Policy Changes, Reductions, Terminations and Reinstatements .............4 9. No Liability for Damages ..................................
ContractWithdrawal Benefit Rider • March 29th, 2001 • Golden American Life Insurance Co /Ny/
Exhibit 4(k) GOLDEN AMERICAN MINIMUM GUARANTEED LIFE INSURANCE COMPANY WITHDRAWAL BENEFIT RIDER Golden American is a stock company domiciled in Delaware. -------------------------------------------------------------------------------- GOLDEN AMERICAN LIFE INSURANCE COMPANY (HEREINAFTER CALLED WE, US AND OUR) The Contract to which this Rider is attached is hereby modified by the provisions of this Rider. The Rider's provisions shall control when there is a conflict between this Rider and the Contract. Where used in this Rider, the term Contract shall mean Certificate when the Rider is attached to a Certificate. This Rider becomes effective as of the Contract Date unless a different Rider Date is stated below. If not defined in the Contract to which this Rider is attached, the Credit shall be zero. Benefits provided and charges made under the terms and conditions of this Rider are described below. Under specified circumstances, this Rider may provide periodic payments, a commuted value,
ContractEndorsement • March 29th, 2001 • Golden American Life Insurance Co /Ny/
Exhibit 4(m) GOLDEN AMERICAN GUARANTEED DEATH BENEFIT LIFE INSURANCE COMPANY AND TRANSFER ENDORSEMENT Golden American is a stock company domiciled in Delaware. -------------------------------------------------------------------------------- On the Endorsement Effective Date, the provisions of the Contract to which this endorsement is attached are amended as follows. If no Endorsement Effective Date is shown, the Endorsement Effective Date is the same as the Contract Date. Where used in this Endorsement, the term Contract shall include any Certificate to which this Endorsement is attached. Where the provisions of this Endorsement conflict with the provisions of the Contract as of the Endorsement Effective Date, the provisions of this Endorsement will control. DEATH BENEFIT ------------- The Death Benefit is the greatest of (i), (ii), (iii) and (iv) below, where: (i) is the Accumulation Value less any Credits applied within [12] months of the date of death; (ii) is the lesser of (a) and
