0000315849-06-000004 Sample Contracts

EXHIBIT 10.7 EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST OF SOUTHWEST GEORGIA FINANCIAL CORPORATION
Employee Stock Ownership Plan and Trust • March 31st, 2006 • Southwest Georgia Financial Corp • State commercial banks • Georgia
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EXHIBIT 10.16
Employment Agreement • March 31st, 2006 • Southwest Georgia Financial Corp • State commercial banks • Georgia
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