0000318300-03-000131 Sample Contracts

AGREEMENTS ----------
Loan Agreement • August 11th, 2003 • Peoples Bancorp Inc • National commercial banks • Tennessee
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FIRST TENNESSEE COMMERCIAL PLEDGE AGREEMENT
Commercial Pledge Agreement • August 11th, 2003 • Peoples Bancorp Inc • National commercial banks
FIRST TENNESSEE PROMISSORY NOTE
Promissory Note • August 11th, 2003 • Peoples Bancorp Inc • National commercial banks

PROMISE TO PAY. Peoples Bancorp Inc. ("Borrower") promises to pay to First Tennessee Bank National Association ("Lender"), or order, in lawful money of the United State of America, the principal amount of Seventeen Million & 00/100 Dollars ($17,000,000.00), together with interest on the unpaid principal balance from June 12, 2003, until paid in full.

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