0000703329-05-000023 Sample Contracts

MEMORANDUM OF UNDERSTANDING
Memorandum of Understanding • August 4th, 2005 • First Farmers & Merchants Corp • State commercial banks

This Memorandum of Understanding is entered into this the 29 day of April, 2005, among WAYMON L. HICKMAN ("Hickman"), FIRST FARMERS & MERCHANTS NATIONAL BANK ("Bank"), and FIRST FARMERS & MERCHANTS CORPORATION ("Corporation").

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