0000717538-01-500005 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • March 28th, 2001 • Arrow Financial Corp • National commercial banks • New York

AGREEMENT made as of the 1st day of January, 2001, ("Agreement") among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 ("Arrow"), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the "Bank"), and JOHN J. MURPHY residing at 33 Crownwood Lane, Queensbury, New York 12804 (the "Executive").

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