EMPLOYMENT AGREEMENTEmployment Agreement • March 15th, 2013 • Arrow Financial Corp • National commercial banks • New York
EMPLOYMENT AGREEMENT executed as of this 31st day of January, 2013 (“Agreement”) among ARROW FINANCIAL CORPORATION, a New York corporation with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (“Arrow”), its wholly-owned subsidiary, GLENS FALLS NATIONAL BANK AND TRUST COMPANY, a national banking association with its principal place of business at 250 Glen Street, Glens Falls, New York 12801 (the “Bank” and collectively with Arrow, the “Company”), and THOMAS J. MURPHY, residing at 186 Hudson Pointe Blvd., Queensbury, New York 12804 (the “Executive”). The effective date of this Agreement shall be February 1, 2013 (the “Effective Date”). Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in Paragraph 11 of this Agreement.
CONSULTING AGREEMENTConsulting Agreement • March 15th, 2013 • Arrow Financial Corp • National commercial banks • New York
THIS CONSULTING AGREEMENT, made and entered into as of the 1st day of January, 2013 (the “Agreement”), by and between ARROW FINANCIAL CORPORATION, a New York corporation (“AFC,” together with its subsidiaries and affiliates, the “Company”), and RAYMOND F. O'CONOR, residing at 19 Carlyle Terrace, Saratoga Springs, New York 12806 (“Adviser”).
