0000720318-05-000021 Sample Contracts

SUB-ADVISORY AGREEMENT between FIDELITY INTERNATIONAL INVESTMENT ADVISORS and FIDELITY MANAGEMENT & RESEARCH COMPANY and VARIABLE INSURANCE PRODUCTS FUND IV ON BEHALF OF INTERNATIONAL CAPITAL APPRECIATION PORTFOLIO
Sub-Advisory Agreement • April 21st, 2005 • Variable Insurance Products Fund Iv • Massachusetts

AGREEMENT made this 18th day of November, 2004 by and between Fidelity Management & Research Company, a Massachusetts corporation with principal offices at 82 Devonshire Street, Boston, Massachusetts (hereinafter called the "Advisor"); Fidelity International Investment Advisors, a Bermuda company with principal offices at Pembroke Hall, Pembroke, Bermuda (hereinafter called the "Sub-Advisor"); and Variable Insurance Products Fund IV, a Massachusetts business trust which may issue one or more series of shares of beneficial interest (hereinafter called the "Trust") on behalf of International Capital Appreciation Portfolio (hereinafter called the "Portfolio").

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MANAGEMENT CONTRACT between VARIABLE INSURANCE PRODUCTS FUND IV: Freedom 2005 Portfolio and STRATEGIC ADVISERS, INC.
Management Contract • April 21st, 2005 • Variable Insurance Products Fund Iv • Massachusetts

AGREEMENT made this 17th day of March 2005 by and between Variable Insurance Products Fund IV, a Massachusetts business trust which may issue one or more series of shares of beneficial interest (hereinafter called the "Fund"), on behalf of Freedom 2005 Portfolio, a series of the Issuer, (hereinafter called the "Portfolio"), and Strategic Advisers, Inc., a Massachusetts corporation (hereinafter called the "Adviser") as set forth in its entirety below.

SUB-ADVISORY AGREEMENT between FIDELITY INTERNATIONAL INVESTMENT ADVISORS (U.K.) LIMITED and FIDELITY INTERNATIONAL INVESTMENT ADVISORS
Sub-Advisory Agreement • April 21st, 2005 • Variable Insurance Products Fund Iv • Massachusetts

AGREEMENT made this 18th day of November, 2004, by and between Fidelity International Investment Advisors (U.K.) Limited, 27-28 Lovat Lane, London, England (hereinafter called the "U.K. Sub-Advisor") and Fidelity International Investment Advisors, a Bermuda company with principal offices at Pembroke Hall, Pembroke, Bermuda (hereinafter called the "Sub-Advisor").

CUSTODIAN AGREEMENT Dated as of: ____ __, 200_ Between Each of the Investment Companies Listed on Appendix "A" Attached Hereto and MELLON BANK, NA
Custodian Agreement • April 21st, 2005 • Variable Insurance Products Fund Iv

AGREEMENT made as of the __ day of _____, 200_ between each of the Investment Companies Listed on Appendix "A" hereto, as the same may be amended from time to time, (each a "Fund" and collectively the "Funds") and Mellon Bank, N.A. (the "Custodian").

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