0000720318-06-000011 Sample Contracts

GENERAL DISTRIBUTION AGREEMENT between VARIABLE INSURANCE PRODUCTS FUND IV and FIDELITY DISTRIBUTORS CORPORATION
General Distribution Agreement • April 10th, 2006 • Variable Insurance Products Fund Iv • Massachusetts

Agreement made this 16th day of June, 2005, between Variable Insurance Products Fund IV, a Massachusetts business trust having its principal place of business in Boston, Massachusetts and which may issue one or more series of beneficial interest ("Issuer"), with respect to shares of Freedom Lifetime Income I Portfolio, a series of the Issuer, and Fidelity Distributors Corporation, a Massachusetts corporation having its principal place of business in Boston, Massachusetts ("Distributors").

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MANAGEMENT CONTRACT between VARIABLE INSURANCE PRODUCTS FUND IV: Freedom Lifetime Income I Portfolio and STRATEGIC ADVISERS, INC.
Management Contract • April 10th, 2006 • Variable Insurance Products Fund Iv • Massachusetts

AGREEMENT made this 16th day of June, 2005 by and between Variable Insurance Products Fund IV, a Massachusetts business trust which may issue one or more series of shares of beneficial interest (hereinafter called the "Fund"), on behalf of Freedom Lifetime Income I Portfolio, a series of the Issuer, (hereinafter called the "Portfolio"), and Strategic Advisers, Inc., a Massachusetts corporation (hereinafter called the "Adviser") as set forth in its entirety below.

FORM OF ADMINISTRATION AGREEMENT between STRATEGIC ADVISERS, INC. and FIDELITY MANAGEMENT & RESEARCH COMPANY
Administration Agreement • April 10th, 2006 • Variable Insurance Products Fund Iv • Massachusetts

AGREEMENT dated as of this __ day of _____, 2006 between Strategic Advisers, Inc., a Massachusetts corporation (the "Adviser"), and Fidelity Management & Research Company, a Massachusetts corporation (the "Administrator").

CUSTODIAN AGREEMENT Dated as of: __________, ____ Between Each of the Investment Companies Listed on Appendix "A" Attached Hereto and The Bank of New York
Custodian Agreement • April 10th, 2006 • Variable Insurance Products Fund Iv

AGREEMENT made as of the __ day of ____, ____ between each of the Investment Companies Listed on Appendix "A" hereto, as the same may be amended from time to time, (each a "Fund" and collectively the "Funds") and The Bank of New York (the "Custodian").

AMENDMENT TO ADMINISTRATION AGREEMENT between STRATEGIC ADVISERS, INC. and FIDELITY MANAGEMENT & RESEARCH COMPANY
Administration Agreement • April 10th, 2006 • Variable Insurance Products Fund Iv

This Amendment dated as of this 19th day of May 2005, by and between Strategic Advisers, Inc., a Massachusetts corporation (the "Adviser"), and Fidelity Management & Research Company, a Massachusetts corporation (the "Administrator"), as set forth in its entirety below.

AMENDMENT TO MANAGEMENT CONTRACT between VARIABLE INSURANCE PRODUCTS FUND IV: FREEDOM 2010 PORTFOLIO and STRATEGIC ADVISERS, INC.
Management Contract • April 10th, 2006 • Variable Insurance Products Fund Iv

This Amendment dated as of this 19th day of May 2005, by and between Variable Insurance Products Fund IV, a Massachusetts business trust which may issue one or more series of shares of beneficial interest (hereinafter called the "Fund"), on behalf of Freedom 2010 Portfolio (hereinafter called the "Portfolio"), and Strategic Advisers, Inc., a Massachusetts corporation (hereinafter called the "Adviser"), as set forth in its entirety below.

AMENDMENT TO MANAGEMENT CONTRACT between VARIABLE INSURANCE PRODUCTS FUND IV: FREEDOM 2030 PORTFOLIO and STRATEGIC ADVISERS, INC.
Management Contract • April 10th, 2006 • Variable Insurance Products Fund Iv

This Amendment dated as of this 19th day of May 2005, by and between Variable Insurance Products Fund IV, a Massachusetts business trust which may issue one or more series of shares of beneficial interest (hereinafter called the "Fund"), on behalf of Freedom 2030 Portfolio (hereinafter called the "Portfolio"), and Strategic Advisers, Inc., a Massachusetts corporation (hereinafter called the "Adviser"), as set forth in its entirety below.

AMENDMENT TO MANAGEMENT CONTRACT between VARIABLE INSURANCE PRODUCTS FUND IV: FREEDOM INCOME PORTFOLIO and STRATEGIC ADVISERS, INC.
Management Contract • April 10th, 2006 • Variable Insurance Products Fund Iv

This Amendment dated as of this 19th day of May 2005, by and between Variable Insurance Products Fund IV, a Massachusetts business trust which may issue one or more series of shares of beneficial interest (hereinafter called the "Fund"), on behalf of Freedom Income Portfolio (hereinafter called the "Portfolio"), and Strategic Advisers, Inc., a Massachusetts corporation (hereinafter called the "Adviser"), as set forth in its entirety below.

AMENDMENT TO MANAGEMENT CONTRACT between VARIABLE INSURANCE PRODUCTS FUND IV: FREEDOM 2005 PORTFOLIO and STRATEGIC ADVISERS, INC.
Management Contract • April 10th, 2006 • Variable Insurance Products Fund Iv

This Amendment dated as of this 19th day of May 2005, by and between Variable Insurance Products Fund IV, a Massachusetts business trust which may issue one or more series of shares of beneficial interest (hereinafter called the "Fund"), on behalf of Freedom 2005 Portfolio (hereinafter called the "Portfolio"), and Strategic Advisers, Inc., a Massachusetts corporation (hereinafter called the "Adviser"), as set forth in its entirety below.

AMENDMENT TO MANAGEMENT CONTRACT between VARIABLE INSURANCE PRODUCTS FUND IV: FREEDOM 2015 PORTFOLIO and STRATEGIC ADVISERS, INC.
Management Contract • April 10th, 2006 • Variable Insurance Products Fund Iv

This Amendment dated as of this 19th day of May 2005, by and between Variable Insurance Products Fund IV, a Massachusetts business trust which may issue one or more series of shares of beneficial interest (hereinafter called the "Fund"), on behalf of Freedom 2015 Portfolio (hereinafter called the "Portfolio"), and Strategic Advisers, Inc., a Massachusetts corporation (hereinafter called the "Adviser"), as set forth in its entirety below.

AMENDMENT TO MANAGEMENT CONTRACT between VARIABLE INSURANCE PRODUCTS FUND IV: FREEDOM 2025 PORTFOLIO and STRATEGIC ADVISERS, INC.
Management Contract • April 10th, 2006 • Variable Insurance Products Fund Iv

This Amendment dated as of this 19th day of May 2005, by and between Variable Insurance Products Fund IV, a Massachusetts business trust which may issue one or more series of shares of beneficial interest (hereinafter called the "Fund"), on behalf of Freedom 2025 Portfolio (hereinafter called the "Portfolio"), and Strategic Advisers, Inc., a Massachusetts corporation (hereinafter called the "Adviser"), as set forth in its entirety below.

AMENDMENT TO MANAGEMENT CONTRACT between VARIABLE INSURANCE PRODUCTS FUND IV: FREEDOM 2020 PORTFOLIO and STRATEGIC ADVISERS, INC.
Management Contract • April 10th, 2006 • Variable Insurance Products Fund Iv

This Amendment dated as of this 19th day of May 2005, by and between Variable Insurance Products Fund IV, a Massachusetts business trust which may issue one or more series of shares of beneficial interest (hereinafter called the "Fund"), on behalf of Freedom 2020 Portfolio (hereinafter called the "Portfolio"), and Strategic Advisers, Inc., a Massachusetts corporation (hereinafter called the "Adviser"), as set forth in its entirety below.

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