0000741313-08-000027 Sample Contracts

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account • Massachusetts

This Fund Participation Agreement (the "Agreement"), effective as of December 31, 2007, is made by and among Pruco Life Insurance Company of New Jersey ("Company"), JPMorgan Insurance Trust (the "Trust"), the Trust’s investment advisor, JPMorgan Investment Advisors Inc. (the “Adviser”), and the Trust's administrator, JPMorgan Funds Management, Inc. (the "Administrator”).

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FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account • New York

THIS AGREEMENT, made as of the 14th day of January, 2008, by and between NEUBERGER BERMAN ADVISERS MANAGEMENT TRUST ("TRUST"), NEUBERGER BERMAN MANAGEMENT INC. ("NB MANAGEMENT"), a New York corporation, and PRUCO LIFE INSURANCE COMPANY of New Jersey ("LIFE COMPANY"), a life insurance company organized under the laws of the State of Arizona.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account • New York

This Agreement is entered into as of the 31st day of December, 2007, between PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY, a life insurance company organized under the laws of the State of New Jersey (“Insurance Company"), on behalf of itself and on behalf of the separate accounts set forth on Exhibit A, and each Participating Fund (as defined below).

RIDER FOR LEVEL TERM INSURANCE BENEFIT ON DEPENDENT CHILDREN
Pruco Life of New Jersey Variable Appreciable Account • April 18th, 2008

a dependent child died while this contract was in force on a premium-paying basis and before the term insurance provided by the benefit on his or her life ends. But our payment is subject to all the provisions of this benefit and of the rest of this contract.

AMENDED AND RESTATED FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account

THIS AMENDED AND RESTATED FUND PARTICIPATION AGREEMENT is made and entered into as of June 30, 1998 by and among PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY (the "Company") and AMERICAN CENTURY INVESTMENT MANAGEMENT, INC. ("Manager").

Amendment #8 to the AUTOMATIC AND FACULTATIVE
Automatic and Facultative • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account
Amendment #9 to the AUTOMATIC AND FACULTATIVE
Automatic and Facultative • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account
Amendment #6 to the AUTOMATIC
Yearly Renewable Term Reinsurance Agreement • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account
AMENDMENT NO. 3 PARTICIPATION AGREEMENT
Participation Agreement • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account

Pursuant to the Participation Agreement, made and entered into as of the 7th day of February 1997, and as amended on August 15, 1999 and April 2, 2000, by and among MFS® Variable Insurance Trust, Pruco Life Insurance Company of New Jersey, and Massachusetts Financial Services Company, the parties hereby agree to an amended Schedule A as attached hereto.

Amendment #5 to the AUTOMATIC AND FACULTATIVE
Automatic and Facultative • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account
PARTICIPATION AGREEMENT
Participation Agreement • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account • Massachusetts
FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 18th, 2008 • Pruco Life of New Jersey Variable Appreciable Account • Colorado

THIS AGREEMENT is made this ____ day of ______________________, between JANUS ASPEN SERIES, an open-end management investment company organized as a Delaware business trust (the "Trust"), and PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY, a life insurance company organized under the laws of the State of New Jersey (the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the "Accounts").

RIDER FOR LEVEL TERM INSURANCE BENEFIT ON DEPENDENT CHILDREN
Pruco Life of New Jersey Variable Appreciable Account • April 18th, 2008

a dependent child died while this contract was in force on a premium-paying basis and before the term insurance provided by the benefit on his or her life ends. But our payment is subject to all the provisions of this benefit and of the rest of this contract.

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