0000741313-23-000088 Sample Contracts

Pruco Life Insurance Company of New Jersey Insured Rider for Policy No. VARIABLE REDUCED PAID-UP INSURANCE
Variable Reduced Paid-Up Insurance • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

This contract is no longer in force on a premium paying basis. It is being kept in force as variable reduced paid-up insurance on the Insured’s life, as we state under Contract Value Options in the contract.

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☒ Pruco Life Insurance Company of New Jersey Insured Rider for Policy No. This contract is issued as a conversion from an earlier contract,
Life Insurance Contract • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

The period we state under Incontestability in this contract will start on the issue date of the earlier contract. But if that contract was reinstated before the date of this contract. for each reinstatement we will have the right to use as a basis for a contest of this contract the statements that were made to us at the time. The period during which we will have that right will be the period we .state under incontestability in this contract; it will start on the date of the reinstatement.

Pruco Life Insurance Company Pruco Life Insurance Company of New Jersey Insured Rider for Policy No.
Termination of Benefit Rider • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

, will end as of . Then all references in this contract to that benefit will no longer apply. The premium for that benefit will not be payable on or after that date.

Pruco Life Insurance Company of New Jersey Insured Rider for Policy No.
Termination of Benefit • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

will end as of December 1 1985, Then all references in this contract to that benefit will no longer apply. The premium for that benefit will not be payable on or after that date.

Pruco Life Insurance Company of New Jersey Insured Rider for Policy No. This contract is issued as a conversion from an earlier contract,
Life Insurance Policy • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

The period we state under Incontestability in this contract will start on the issue date of the earlier contract. But if that contract was reinstated before the date of this contract. for each reinstatement we will have the right to use as a basis for a contest of this contract the statements that were made to us at the time. The period during which we will have that right will be the period we .state under incontestability in this contract; it will start on the date of the reinstatement.

Pruco Life Insurance Company of New Jersey Insured Rider for Policy No. This contract is issued as a conversion from an earlier contract.
Life Insurance Contract • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

The period we state under Incontestability in this contract will start on the date coverage of this Insured began under the earlier contract. But if that contract was reinstated before the date of this contract, for each reinstatement we will have the right to use as a basis for a contest of this contract the statements that were made in the application for reinstatement. The period during which we will have that right will be the period we state under Incontestability in this contract; it will start on the date of the reinstatement.

Pruco Life Insurance Company of New Jersey
Life Insurance Policy • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

The period we state under Incontestability in this contract will start on the date coverage of this Insured began under the earlier contract. But if that contract was reinstated before the date of this contract, for each reinstatement we will have the right to use as a basis for a contest of this contract the statements that were made in the application for reinstatement.

Pruco Life Insurance Company of New Jersey Insured Rider for Policy No.
Termination of Benefit • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

, will end as of December 1, 1985 . Then all references in this contract to that benefit will no longer apply. The premium for that benefit will not be payable on or after that date.

Pruco Life Insurance Company of New Jersey Insured Rider for Policy No. This contract is issued as a conversion from an earlier contract.
Life Insurance Policy • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

The period we state under Incontestability in this contract will start on the issue date of the earlier contract. But if that contract was reinstated before the date of this contract, for each reinstatement we will have the right to use as a basis for a contest of this contract the statements that were made to us at the time. The period during which we will have that right will be the period we state under Incontestability in this contract; it will start on the date of the reinstatement.

Pruco Life Insurance Company of New Jersey Insured Rider for Policy No. This contract is issued as a conversion from an earlier contract.
Insurance Contract • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

The period we state under Incontestability in this contract will start on the date coverage of this Insured began under the earlier contract. But if that contract was reinstated before the date of this contract, for each reinstatement we will have the right to use as a basis for a contest of this contract the statements that were made in the application for reinstatement. The period during which we will have that right will be the period we state under Incontestability in this contract; it will start on the date of the reinstatement.

☐ Pruco Life Insurance Company
Rider Agreement • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

, will end as of . Then all references in this contract to that benefit will no longer apply. The premium for that benefit will not be payable on or after that date.

PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY
Life Insurance Policy • April 6th, 2023 • Pruco Life of New Jersey Variable Appreciable Account

The period we state under Incontestability in this contract will start on the image data of the earlier contract. But if that contract was reinstated before the date of this contract, for each reinstatement we will have the right to use 851 a basis for a contest of this contract the statements that were made to us at the time. The period during which we will have that right will be the period we state under Incontestability in this contract; it will start on the date of the reinstatement.

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