0000791683-05-000015 Sample Contracts

PARTICIPATION AGREEMENT Among OPPENHEIMER VARIABLE ACCOUNT FUNDS, OPPENHEIN4ERFUNDS, INC. and SUN LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK
Participation Agreement • May 2nd, 2005 • Sun Life Ny Variable Account D • New York

THIS AGREEMENT (the "Agreement"), made and entered into as of the 3 1 " day of December 2002 by and among Sun Life Insurance and Annuity Company of New York (hereinafter the "Company"), on its own behalf and on behalf of each separate account of the Company narned in Schedule I to this Agreement, as may be amended from time to time by mutual consent (hereinafter collectively the "Accounts"), Oppenheimer Variable Account Funds (hereinafter the "Fund") and OppenheimerFunds, hic. (hereinafter the "Adviser").

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PARTICIPATION AGREEMENT Among VAN KAMPEN LIFE INVESTMENTS TRUST, VAN KAMPEN FUNDS INC., VAN KAMPEN ASSET MANAGEMENT and SUN LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK Dated as of May 1, 2004
Participation Agreement • May 2nd, 2005 • Sun Life Ny Variable Account D • Delaware

THIS AGREEMENT is made and entered into as of the 1st day of May, 2004 by and among SUN LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK (the "Company"), a New York corporation, on its own behalf and on behalf of each separate account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account referred to as an "Account"), VAN KAMPEN LIFE INVESTMENT TRUST (the "Fund"), a Delaware business trust, VAN KAMPEN FUNDS INC. (the "Underwriter"), a Delaware corporation, and VAN KAMPEN ASSET MANAGEMENT (the "Adviser"), a Delaware corporation.

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