EXHIBIT 10.1 ------------- NATIONSBANK, N.A. RESTATED LOAN AGREEMENT ----------------------- This Restated Loan Agreement (the "Agreement") dated as of November 25, 1997, by and between NationsBank, N.A. f/k/a NationsBank, N.A. (South) as successor in...Loan Agreement • February 17th, 1998 • Elcotel Inc • Telephone & telegraph apparatus • Florida
EXHIBIT 10.3 ------------- Prepared By & Return To: Timothy S. Shaw, Esq. (bh) KIRK PINKERTON 720 S. Orange Avenue Sarasota, Florida 34236 MORTGAGE MODIFICATION AND FUTURE ADVANCE AGREEMENT -------------------------------------------------- THIS...Mortgage Modification and Future Advance Agreement • February 17th, 1998 • Elcotel Inc • Telephone & telegraph apparatus
a) "Bank's FLOATING LIBOR RATE" shall be equal to (A) the quotient (rounded up to the nearest 1/16 of 1%) of (1) the Floating Libor Rate Index, divided by (2) an amount equal to one (1) minus the appropriate reserve requirement imposed on Bank by the...Consolidation Promissory Note • February 17th, 1998 • Elcotel Inc • Telephone & telegraph apparatus • Florida
