Exhibit 2.1 PLAN AND AGREEMENT OF MERGER Plan and Agreement of Merger ("this Agreement") made January 30, 1998 by and among IFS INTERNATIONAL, INC. ("IFS"), a Delaware Corporation; NCI HOLDINGS, INC. ("Holdings"), a North Carolina Corporation, NCI...Merger Agreement • February 17th, 1998 • Ifs International Inc • Blank checks • New York
