0000810016-96-000015 Sample Contracts

WITNESSETH:
Investment Management Agreement • October 31st, 1996 • TMK United Funds Inc
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Between UMB BANK, n.a. and
Custodian Agreement • October 31st, 1996 • TMK United Funds Inc
By:/s/James L. Sedgwick --------------------- Name: James L. Sedgwick ----------------- Title: President ----------------
TMK United Funds Inc • October 31st, 1996

United Investors Life Insurance Company, as depositor of United Investors Annuity Variable Account (the "Variable Annuity Account"), in consideration of the issuance and sale to the Variable Annuity Account of TMK/United Funds, Inc. Science and Technology Portfolio (the "Portfolio") of 2,000 units of the Portfolio for the payment of $10,000, the receipt of which is acknowledged by the Portfolio, acknowledges that it is purchasing said units for investment purposes without any present intention of redeeming or reselling said units.

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