0000814181-04-000101 Sample Contracts

PENN TREATY AMERICAN CORPORATION Issuer AND WELLS FARGO BANK, NATIONAL ASSOCIATION Trustee INDENTURE Dated as of November 24, 2004 6-1/4% Convertible Subordinated Notes Due 2008
Indenture • December 1st, 2004 • Penn Treaty American Corp • Accident & health insurance • New York

INDENTURE, dated as of November 24, 2004, by and between PENN TREATY AMERICAN CORPORATION, a Pennsylvania corporation (the “Company”), and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking corporation (the “Trustee”).

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