0000828972-23-000026 Sample Contracts

LEVEL TERM INSURANCE BENEFIT ON DEPENDENT CHILDREN
Level Term Insurance Benefit on Dependent Children • April 13th, 2023 • Prudential Variable Appreciable Account

This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages.

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TERM INSURANCE BENEFIT ON LIFE OF INSURED SPOUSE-DECREASING AMOUNT
Term Insurance Benefit • April 13th, 2023 • Prudential Variable Appreciable Account

Benefit - We will pay an amount under this benefit if we receive due proof that the insured spouse died: (1) in the term period for the benefit; and (2) while this contract ,s in force and not in default past the last day of the grace period. But our payment is subject to all the provisions of this rider and of the rest of this contract. The phrase insured spouse means the Insured's spouse named in the application for this contract.

LEVEL TERM INSURANCE BENEFIT ON LIFE OF INSURED SPOUSE
Insurance Contract • April 13th, 2023 • Prudential Variable Appreciable Account

This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages.

INSURED'S WAIVER OF PREMIUM BENEFIT
Insured's Waiver of Premium Benefit • April 13th, 2023 • Prudential Variable Appreciable Account

This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages.

RIDER FOR RENEWABLE TERM INSURANCE BENEFIT ON LIFE OF INSURED
Rider for Renewable Term Insurance Benefit • April 13th, 2023 • Prudential Variable Appreciable Account

This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages.

ENDORSEMENTS (Only we can endorse this contract.)
Insurance Contract • April 13th, 2023 • Prudential Variable Appreciable Account

Any reference in any provision of this contract, to the sex of any person will be ignored except for the purpose of identification. For any settlement payable for the lifetime of one or more payees, the female rates we show in the contract will apply to both male and female payees.

LEVEL TERM INSURANCE BENEFIT ON LIFE OF INSURED-PREMIUM INCREASES ANNUALLY
Level Term Insurance Benefit • April 13th, 2023 • Prudential Variable Appreciable Account

This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data page(s).

OPTION TO PURCHASE ADDITIONAL INSURANCE ON LIFE OF INSURED
Option to Purchase Additional Insurance • April 13th, 2023 • Prudential Variable Appreciable Account

This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages.

PRUDENTIAL LOGO] Insured Rider for Policy No. TERMINATION OF BENEFIT
Insured Rider • April 13th, 2023 • Prudential Variable Appreciable Account

We agree that the benefit _________________________, will end as of _______________________. Then all references in this contract to that benefit will no longer apply. The monthly charges for that benefit will not be deductible on or after that date.

RIDER FOR TERM INSURANCE BENEFIT ON LIFE OF INSURED SPOUSE
Rider for Term Insurance Benefit on Life of Insured Spouse • April 13th, 2023 • Prudential Variable Appreciable Account

Benefit - We will pay an amount under this benefit if we receive due proof that the insured spouse died: (1) in the term period for the benefit; and (2) while this contract was in force and not in default beyond the last day of the grace period. We will pay this amount to the beneficiary for insurance payable upon the insured spouse's death. But our payment is subject to all the provisions of the benefit and of the rest of this contract. The phrase insured spouse means the Insured 's spouse named in the application for this contract.

TERM INSURANCE BENEFIT ON LIFE OF INSURED SPOUSE
Term Insurance Benefit Agreement • April 13th, 2023 • Prudential Variable Appreciable Account

Benefit - We will pay an amount under this benefit if we receive due proof that the insured spouse died: ( 1) in the term period for the benefit; and (2) while this contract was in force and not in default beyond the last day of the grace period. We will pay this amount to the beneficiary for insurance payable upon the insured spouse's death. But our payment is subject to ail the provisions of the benefit and of the rest of this contract. The phrase insured spouse means the Insured's spouse named in the application for this contract.

RIDER FOR RENEWABLE TERM INSURANCE BENEFIT ON LIFE OF INSURED SPOUSE
Rider for Renewable Term Insurance Benefit • April 13th, 2023 • Prudential Variable Appreciable Account

This benefit is a part of this contract only if it is included in the list of supplementary benefits on the contract data pages.

ENDORSEMENTS (Only we can endorse this contract.) ALTERATION OF TEXT The provision of this policy entitled "Ownership and Control" is replaced at issue by the following:
Insurance Contract Amendment • April 13th, 2023 • Prudential Variable Appreciable Account

Ownership and Control - Unless we endorse this contract to say otherwise, while the Insured is living and less than 21 years of age the owner of the contract is the applicant for it. But if the applicant is not living the owner, except as we state below, is the beneficiary(ies) who at the time would be entitled to any proceeds arising from the Insured's death. If there is no such beneficiary at the time, the owner is the Insured. A beneficiary named by the Insured will not replace the Insured as owner.

LEVEL TERM INSURANCE BENEFIT ON LIFE OF INSURED
Level Term Insurance Benefit • April 13th, 2023 • Prudential Variable Appreciable Account

This benefit is a pan of this contract only if it is included in the list of supplementary benefits on the contract data pages.

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