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0000830122-10-000002 Sample Contracts

TRUST FOR PICO DEFERRED HOLDINGS, LLC EXECUTIVE DEFERRED COMPENSATION
Trust Agreement • March 1st, 2010 • Pico Holdings Inc /New • Real estate • California

This Agreement made this 25th day of November, 2008, by and between PICO Deferred Holdings, LLC (“PICO”) and Union Bank of California, N.A. (“Trustee”);

TRUST FOR PICO DEFERRED HOLDINGS, LLC NON-EMPLOYEE DIRECTOR DEFERRED COMPENSATION
Deferred Compensation Agreement • March 1st, 2010 • Pico Holdings Inc /New • Real estate • California

This Agreement made this 25th day of November, 2008, by and between PICO Deferred Holdings, LLC (“PICO”) and Union Bank of California, N.A. (“Trustee”);

PICO DEFERRED HOLDINGS, LLC DEFERRED COMPENSATION PLAN EFFECTIVE AS OF JANUARY 1, 2009
Deferred Compensation Plan • March 1st, 2010 • Pico Holdings Inc /New • Real estate • California

Whereas, PICO Holdings, Inc., a diversified holding company formed under the laws of the state of California, (“PICO”) established a nonqualified deferred compensation plan as of December, 2004 to reflect certain deferral arrangements with certain executive management employees, and with certain nonemployee directors (the “Plan”);