Citigroup Inc. Capital Accumulation Program/Deferred Cash Award Plan Award Agreement SummaryCapital Accumulation Program/Deferred Cash Award Plan Award Agreement • October 30th, 2015 • Citigroup Inc • National commercial banks • New York
Citigroup Inc. (“Citigroup”) hereby grants to {NAME} (the “Participant”) the awards summarized below pursuant to the terms of the Discretionary Incentive and Retention Award Plan, as amended (“DIRAP”). The terms, conditions and restrictions of your awards are contained in this Award Agreement, including the attached Terms and Conditions (together, the “Agreement”). Deferred stock and restricted stock awards are granted under the 20__ Stock Incentive Plan1, as amended (the “Stock Incentive Plan”), pursuant to the Capital Accumulation Program (“CAP”). CAP awards are summarized, along with additional information, in the Capital Accumulation Program prospectus dated [Date]2, and any applicable prospectus supplements (together, the “Prospectus”). Deferred cash awards are granted under the Deferred Cash Award Plan, as amended (“DCAP”), and are summarized, along with additional information, in the 20__ Deferred Cash Award Plan brochure dated [Date] (the “Brochure”). 3
