0000832480-11-000002 Sample Contracts

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ASSUMPTION REINSURANCE AGREEMENT between UNIVERSAL GUARANTY LIFE INSURANCE COMPANY and FIRST INTERNATIONAL LIFE INSURANCE COMPANY
Assumption Reinsurance Agreement • January 27th, 2011 • Utg Inc • Life insurance • New York

This Assumption Reinsurance Agreement (the “Assumption Agreement”), is made and entered into as of September 30, 1996, by and between UNIVERSAL GUARANTY LIFE INSURANCE COMPANY, a life insurance company (the “Company), and FIRST INTERNATIONAL LIFE INSUARNCE COMPANY, a life insurance company (the “Reinsurer”).

General Agreement regarding Mortgage Loans by and Between FIRST SOUTHERN NATIONAL BANK And UNIVERSAL GUARANTY LIFE INSURANCE COMPANY INDEX
General Agreement Regarding Mortgage Loans • January 27th, 2011 • Utg Inc • Life insurance • Ohio

Item Description Page 1 Description of the parties …………………………………………..…................................................................................................... 3 2 General description of loan activity ……………………………….…................................................................................................... 3 3 UG mortgage loan guidelines ……………..…………………………..................................................................................................... 3 4 Loan limitations ………………………………………………………...................................................................................................... 5 5 Representations and warranties by FSNB …………………………..................................................................................................... 5 6 Representations and warranties by UG ……………………………...................................................................................................... 6 7 Loan origination fees …………………………………………………........................

NON-RECOURSE LOAN PARTICIPATION AGREEMENT
Loan Participation Agreement • January 27th, 2011 • Utg Inc • Life insurance
ADDENDUM TO AIRCRAFT LEASE AGREEMENT
Aircraft Lease Agreement • January 27th, 2011 • Utg Inc • Life insurance

THIS ADDENDUM is being made and entered into by and between BANDYCO, LLC (“Bandyco”), a Kentucky Limited Liability company, whose members are Cumberland Lake Shell, Inc. (“CLS”) and Hatteras Properties, Inc. (“Hatteras”) having its business address as P.O. Box 328, Stanford, Kentucky 40484 and FIRST SOUTHERN NATINAL BANK (“FSNB”), a national banking association having its address as 102 West Main Street, Stanford, Kentucky 40484, and UTG, Inc., formerly United Trust Group, Inc. (“UTG”), a Delaware corporation with its corporate office located at 5250 South Sixth Street, Springfield, Illinois 62703.

AMENDMENT TO REINSURANCE AGREEMENT DATED: December 1, 1993 between UNIVERSAL GUARANTY LIFE INSURANCE COMPANY Springfield, Illinois 62705 (The Ceding Company) and OPTIMUM RE INSURANCE COMPANY Dallas, TX 75247 (The Reinsurer) Respecting the Net Amount...
Reinsurance Agreement • January 27th, 2011 • Utg Inc • Life insurance

DATE: 11/18/10 SIGNATURE: /s/Theodore C Miller PLACE: Springfield, IL NAME: Theodore C Miller WITNESS: /s/Fritzie Wagner TITLE: Accounting Manager

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