BUSINESS AGREEMENTAgreement • August 1st, 2005 • Separate Account B of Ing Usa Annuity Life Insurance Co • California
THIS AGREEMENT is entered into as of the 2nd day of September, 2003 (the "Effective Date"), as amended and restated on May 17, 2004, by and among ING USA ANNUITY AND LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Iowa and RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK, a life insurance company organized under the laws of the State of New York (individually and together, the "Insurance Company"), each on behalf of itself and certain of its separate accounts (each, an "Account"), as listed in Appendix A to this Agreement, as such Appendix may be amended from time to time by mutual agreement in writing; Directed Services, Inc., a corporation organized under the laws of the State of New York (the "Distributor"); AMERICAN FUNDS DISTRIBUTORS, INC. ("AFD"), a corporation organized under the laws of the State of California; and CAPITAL RESEARCH AND MANAGEMENT COMPANY ("CRMC"), a corporation organized under the laws of the State of Delaware.
FUND PARTICIPATION AGREEMENTFund Participation Agreement • August 1st, 2005 • Separate Account B of Ing Usa Annuity Life Insurance Co • Massachusetts
THIS AGREEMENT is entered into as of this 2nd day of September, 2003, as amended and restated on May 17, 2004, among ING USA ANNUITY AND LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Delaware and RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK, a life insurance company organized under the laws of the State of New York (individually and together, the "Insurance Company"), each on behalf of itself and certain of its separate accounts (each, an "Account"), as listed in Appendix B to this Agreement, as such Appendix may be amended from time to time by mutual agreement in writing; ING INVESTORS TRUST (the "Trust"), an open-end management investment company that is a business trust organized under the laws of the Commonwealth of Massachusetts; ING INVESTMENTS, LLC ("ING"), a limited liability company organized under the laws of the State of Delaware; Directed Services, Inc. ("DSI"), a broker-dealer and registered investment adviser organized under the
