0000836687-06-000446 Sample Contracts

ANNUITY AND LIFE Deferred Variable INSURANCE COMPANY Annuity Group Master Contract
Separate Account B of Ing Usa Annuity Life Insurance Co • August 4th, 2006

In consideration of application for this Contract and the payment of premiums, we agree, subject to the terms and conditions of this Contract, to provide the benefits described on this and the following pages.

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