0000840256-04-000080 Sample Contracts

SECURITIES PURCHASE AGREEMENT
Securities Purchase Agreement • December 10th, 2004 • Vineyard National Bancorp • National commercial banks • New York

This Securities Purchase Agreement (this "Agreement") is dated as of December 8, 2004, among Vineyard National Bancorp, a California corporation (the "Company"), and the investors identified on the signature pages hereto (each, an "Investor" and collectively, the "Investors").

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REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • December 10th, 2004 • Vineyard National Bancorp • National commercial banks • New York

This Registration Rights Agreement (this "Agreement") is made and entered into as of December 8, 2004, by and among Vineyard National Bancorp, a California corporation (the "Company"), and the investors signatory hereto (each an "Investor" and collectively, the "Investors").

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