0000840256-08-000113 Sample Contracts

SIXTH MODIFICATION AGREEMENT AND COVENANT WAIVER
Modification Agreement • October 29th, 2008 • Vineyard National Bancorp • National commercial banks • Tennessee

This Sixth Modification Agreement and Covenant Waiver (this “Agreement”) is made as of October 27, 2008 but effective October 28, 2008 (the “Effective Date”), by and between VINEYARD NATIONAL BANCORP, a California corporation (“Borrower”) and FIRST TENNESSEE BANK NATIONAL ASSOCIATION (“Lender”). Unless otherwise set forth herein, all capitalized terms used herein shall have the meaning given such terms in the Loan Documents (defined below).

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