0000840256-08-000117 Sample Contracts

SEVENTH MODIFICATION AGREEMENT AND COVENANT WAIVER
Modification Agreement • November 13th, 2008 • Vineyard National Bancorp • National commercial banks • Tennessee

This Seventh Modification Agreement and Covenant Waiver (this “Agreement”) is made as of November 12, 2008 but effective November 28, 2008 (the “Effective Date”), by and between VINEYARD NATIONAL BANCORP, a California corporation (“Borrower”) and FIRST TENNESSEE BANK NATIONAL ASSOCIATION (“Lender”). Unless otherwise set forth herein, all capitalized terms used herein shall have the meaning given such terms in the Loan Documents (defined below).

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November 12, 2008 FIRST TENNESSEE BANK NATIONAL ASSOCIATION David Work Executive Vice President Correspondent Services
Loan Agreement • November 13th, 2008 • Vineyard National Bancorp • National commercial banks
STOCK PURCHASE AGREEMENT
Stock Purchase Agreement • November 13th, 2008 • Vineyard National Bancorp • National commercial banks • Minnesota

THIS STOCK PURCHASE AGREEMENT, made as of the 12th day of November, 2008, between Vineyard National Bancorp (the “Seller”) and Vineyard Bancshares, Inc., a Minnesota corporation (the “Buyer”) (this Stock Purchase Agreement, including all Schedules hereto, is hereinafter referred to as the “Agreement”).

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