0000851693-13-000012 Sample Contracts

Amendment #11 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account

The purpose of this amendment is to (i) change the premium mode from monthly to annual effective December 1, 2010, (ii) revise the ‘NOTICES’ section, (iii) change the reinsurance rates for new business for policies with policy effective dates of January 1, 2011 and later, and (iv) change the ‘AUTOMATIC PORTION RETAINED’ section. THE COMPANY and THE REINSURER have by their respective officers agreed to amend the above referenced agreement as set forth below with the amendment having the effective date of December 1, 2010.

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Amendment #4 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account
Amendment #9 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account

THE COMPANY and THE REINSURER have by their respective officers agreed to amend the above referenced agreement as set forth below with the amendment having the effective date of October 1, 2009.

Amendment #6 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account
Amendment #10 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account

THE COMPANY and THE REINSURER have by their respective officers agreed to amend the above referenced agreement as set forth below with the amendment having the effective date of April 1, 2010.

Amendment #3 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account
Amendment #2 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account
Amendment #7 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account
Amendment #15 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account

The purpose of this amendment is to include new reinsurance rates for UL Protector and SUL Protector policies issued July 1, 2012 and later. THE COMPANY and THE REINSURER have by their respective officers agreed to amend the above referenced agreement as set forth below with the amendment having the effective date of July 1, 2012.

Amendment #13 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account

The purpose of this amendment is to include PruLife Index Advantage UL. THE COMPANY and THE REINSURER have by their respective officers agreed to amend the above referenced agreement as set forth below with the amendment having the effective date of May 1, 2012.

Amendment #1 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account
Amendment #14 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account

The purpose of this amendment is to recapture a portion of the business covered under the Agreement. The portion being recaptured will be equal to 100% of the net amount at risk related to the first $1 million of face amount of insurance ceded by THE COMPANY (i.e., 90% of the net amount at risk associated with the first $1 million of face amount of each policy), plus 95% of any amounts in excess of $1 million, for each PruLife Universal (UL), PruLife Universal Plus, PruLife Universal Protector, PruLife SUL Plus, and PruLife SUL Protector policy. As a result of this partial recapture, there is a settlement between THE COMPANY and THE REINSURER as described in #3 below. THE COMPANY and THE REINSURER have by their respective officers agreed to amend the above referenced agreement as set forth below with the amendment having the effective date of July 1, 2012.

Amendment #8 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account
Amendment #12 to the AUTOMATIC
Automatic Yearly Renewable Term Reinsurance Agreement • April 12th, 2013 • Pruco Life of New Jersey Variable Appreciable Account

The purpose of this amendment is to include PruTerm WorkLife 65 and revise Tables 10, 11, 12, and 13 to allow for Band 2 rates to also apply to policies under $100,000. THE COMPANY and THE REINSURER have by their respective officers agreed to amend the above referenced agreement as set forth below with the amendment having the effective date of January 1, 2011.

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