0000853285-02-000035 Sample Contracts

Combination Variable and Fixed Group Annuity Contract Nonparticipating
Combination Variable and Fixed Group Annuity Contract • February 28th, 2002 • Sun Life of Canada U S Variable Account F

This group contract is the legal contract between the group contract owner and Sun Life Assurance Company of Canada (U.S.) (the "Company", "us" or "we"). We agree to provide the rights and benefits described in this group contract to the persons entitled in the manner set forth herein, subject to the provisions on the pages which follow.

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