0000853285-05-000188 Sample Contracts

SUN LIFE ASSURANCE COMPANY OF CANADA (U.S.) RIDER
Sun Life of Canada U S Variable Account F • August 2nd, 2005

This Rider is made part of the Certificate to which it is attached. It is effective on the Issue Date unless later elected. If later elected, the effective date is the election date. Transfer of ownership of the Certificate will cause this Rider to cancel. If there are joint Participants, the relevant life for determining age limits and benefit percentages is the eldest Participant.

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