PROTOTYPE DEFINED CONTRIBUTION PLAN Sponsored By TRUST COMPANY OF STERNE AGEE, INC. BASIC PLAN DOCUMENT #01Defined Contribution Plan • July 27th, 2011 • Savannah Bancorp Inc • National commercial banks
The Sponsor hereby establishes this Plan for use by its clients who wish to adopt a qualified retirement plan. This Plan shall be interpreted in a manner consistent with the intention of the adopting Employer that this Plan satisfies Internal Revenue Code Sections 401 and 501. Any Plan and Trust established hereunder shall be so established for the exclusive benefit of Plan Participants and their Beneficiaries and shall be administered under the following terms and conditions:
