0000868271-05-000008 Sample Contracts

Exhibit A AGREEMENT RELATING TO JOINT FILING OF SCHEDULE 13G
Joint Filing Agreement • February 11th, 2005 • Severn Bancorp Inc • National commercial banks

This Agreement and the filing of the Schedule 13G shall not be construed to be an admission that any of the undersigned is a member of a "group" consisting of one or more of such persons pursuant to Section 13(g) of the Securities Exchange Act of 1934, as amended and the rules thereunder.

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