Exhibit A AGREEMENT RELATING TO JOINT FILING OF SCHEDULE 13GJoint Filing Agreement • February 11th, 2005 • Severn Bancorp Inc • National commercial banks
Contract Type FiledFebruary 11th, 2005 Company IndustryThis Agreement and the filing of the Schedule 13G shall not be construed to be an admission that any of the undersigned is a member of a "group" consisting of one or more of such persons pursuant to Section 13(g) of the Securities Exchange Act of 1934, as amended and the rules thereunder.