Standard Contracts
January 30, 2004 Citigroup Global Markets Inc. 390 Greenwich Street, 4 Floor New York, New York 10013 Opinion: Underwriting Agreement Citigroup Mortgage Loan Trust Inc., Citigroup Mortgage Loan Trust, Series 2004-HYB1 Mortgage Pass- Through...Underwriting Agreement • February 2nd, 2004 • Citigroup Mortgage Loan Trust Inc • Asset-backed securities
We have acted as counsel to Citigroup Global Markets Realty Corp. (the "Seller"), Citigroup Mortgage Loan Trust Inc. (the "Depositor") and Citigroup Global Markets Inc. (the "Underwriter") in connection with (i) the Mortgage Loan Purchase Agreement, dated January 29, 2004, (the "Mortgage Loan Purchase Agreement"), among Countrywide Home Loans, Inc. (the "Originator"), the Seller and the Depositor, (ii) the Pooling and Servicing Agreement, dated as of January 1, 2004 (the "Pooling and Servicing Agreement"), among Countrywide Home Loans Servicing LP (the "Servicer"), U.S. Bank National Association (the "Trustee"), Citibank, N.A. (the "Trust Administrator") and the Depositor, and the certificates issued pursuant thereto designated as Mortgage Pass-Through Certificates, Series 2004-HYB1 (collectively, the "Certificates"), (iii) the Underwriting Agreement, dated January 29, 2004 (the "Underwriting Agreement"), between the Depositor and the Underwriter pursuant to which certain Certificates
