0000882377-05-000676 Sample Contracts

SAXON MORTGAGE SERVICES, INC.
Pooling and Servicing Agreement • April 1st, 2005 • Equifirst Mortgage Loan Trust 2005-1 • Asset-backed securities • New York

This Pooling and Servicing Agreement is dated as of March 15, 2005 (the “Agreement”), among FINANCIAL ASSET SECURITIES CORP., as depositor (the “Depositor”), SAXON MORTGAGE SERVICES, INC., as servicer (the “Servicer”) and DEUTSCHE BANK NATIONAL TRUST COMPANY, as trustee (the “Trustee”).

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