0000882377-05-001349 Sample Contracts

AMENDMENT NO. 1 to the POOLING AND SERVICING AGREEMENT dated as of September 1, 2004
Pooling and Servicing Agreement • May 27th, 2005 • IndyMac ABS, Inc., Home Equity Mortgage Loan Asset Backed Trust, SPMD 2004-B • Asset-backed securities • New York

This AMENDMENT NO. 1, dated and effective as of April 15, 2005 (this “Amendment”), among INDYMAC ABS, INC. (the “Depositor”), INDYMAC BANK, F.S.B. (the “Seller” and the “Servicer”) as applicable and DEUTSCHE BANK NATIONAL TRUST COMPANY (the “Trustee”), to the Pooling and Servicing Agreement relating to the above-captioned Certificates, dated as of September 1, 2004 (the “Pooling and Servicing Agreement”), among the Depositor, the Seller, the Servicer and the Trustee.

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