0000882377-05-002181 Sample Contracts

STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.,
Trust Agreement • August 15th, 2005 • Bear Stearns ARM Trust 2005-7 • Asset-backed securities • Delaware

This Amended and Restated Trust Agreement, dated as of July 29, 2005 (as amended from time to time, this “Trust Agreement”), among Structured Asset Mortgage Investments II Inc., a Delaware corporation, as depositor (the “Depositor”), Chase Bank USA, National Association, a national banking association, as owner trustee (the “Owner Trustee”) and Wells Fargo Bank, N.A., not individually but acting solely as Securities Administrator.

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